Health insurers in Washington state were challenged for imposing categorical exclusions on mental health services, and now many of them are not only obligated to change their policies, they're also being scrutinized for denied claims going back as far as 2006, according to the Puget Sound Business Journal. The state Supreme Court in early October found the insurers to be in violation of the state parity act, prompting the Office of the Insurance Commissioner to review past claims and remedy improper denials.
Insurers are also obligated to send letters to their members explaining their policies and the changes.
The office will review health plan products designed for 2015 to ensure mental health services aren't inappropriately excluded from benefit packages.
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